Individual Health Insurance for

Superyacht Crew

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Being seasick is one thing. Being genuinely sick is another.

Yes, your yacht provides you with (rudimentary) health cover. But what about when you are between boats, charters or seasons? Who covers you then?

What is medical insurance?

It covers you for treatment for medical emergencies and illness anytime, anywhere. Don’t leave your medical insurance to chance. Protect yourself from expensive medical bills. Waves Health has been designed to give superyacht crew the comprehensive healthcare cover they need.

Get a personalised, competitive quote today.

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Individual health insurance fit for superyacht crew

We’ve teamed up with Expatriate Group, specialists in insurance for expatriates, to bring you health insurance that genuinely meets the needs and lifestyle of crew onboard superyachts today.

Waves Health Primary

The Primary Plan is aimed at covering you when you need it most. It includes inpatient and day-patient medical costs, plus follow-up outpatient treatment and the emergency assistance and repatriation benefits. The Primary Plan also provides you with cover to protect you against larger financial commitments.

Waves Health Primary+

The Primary+ Plan is based on our Select Plan without the elective services. Primary+ gives you access to your family doctor, along with inpatient, day-patient and outpatient cover with reimbursement for specialists, physicians, chronic cover and alternative treatment (such as osteopathy, homeopathy and acupuncture).

Waves Health Select

The Select Plan is one of the most comprehensive private medical insurance plans on the market today. It is a total solution to your healthcare, chronic, dental and maternity needs. The plan not only provides you with excellent cover in the event of an illness, it also provides preventative benefits (vaccinations, checkups and screenings).

Get a personalised, competitive quote today.

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Download the PDFs

Frequently Asked Questions

What does 'Excess' mean?

The term ‘Excess’ (sometimes known as a ‘Deductible’) is the amount of any claim that you will be liable to pay the healthcare facility before the insurance policy takes over, per policy period.

How do I claim?

Expatriate Group always endeavours to settle claims within 5 working days of their substantiation. To make the process of claiming as simple and painless as possible for you, you’ll find a dedicated claims page on the Expatriate Group’s website here: Make a Claim.

Which hospitals can I use?

You are entitled to be treated in any hospital of your choice—though please ensure that you have your treatment pre-authorised beforehand. You’ll find a hospital directory here: Hospital List.

Please note the directory of hospitals is for information only.

What happens if I wish to cancel my policy?

Waves Health policies can be cancelled any time during your 14 day cooling off period, so long as you haven’t made a claim, Expatriate Group will refund your premium in full. Cancelling your policy mid-term for a valid reason, provided you haven’t claimed, Expatriate Group will refund your premium based on a scale. For further information please see the Policy Wording.

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